Discovery and securing your future

You might have met a few IFAs before, and sadly walked away disappointed. You might be feeling uncertain about the future and concerned you won’t have enough to be secure. From the get-go, we want to break down the mystery that surrounds financial products, and shine a light on the process for you to reach a peaceful, positive future.

What does your life look like in ten years’ time? We want to find out about you – your core goals, hopes and needs – and what it will take for you to feel peace, joy and contentment. We’ll sit down with you to fully understand your circumstances and aspirations before thinking about your plan, and take a look into the future, anticipating what will happen when.

A crucial stage of our process is to evaluate your feelings around risk and investments. By completing our secure online questionnaire, we’ll be able to see your attitude to uncertainties and tolerance of risks. Wherever you appear on the scale, our role is to present the right investments that will not only get you the results you need, but also suit your risk profile.

This is a thorough, in-depth analysis of all your assets. We’ll take stock of what you’ve got, how it is working for you, what the projected outcome will be if things stay the same, and highlight where we can make changes to bring improvements. From here, we’ll have a complete picture of where you stand and the solid foundation for a comprehensive plan.

Where are you now, and where to do you want to be? We’ll examine what you want to achieve and define the path from here to there. Our cash flow forecasting system will enable you to see exactly what it will take to reach your financial goals, and together we’ll build up the details step-by-step to give you the fullest possible picture from which to make your final decisions.

Like a well-plotted page-turner, we’ll present your personalised financial plan in the form of a perfect-bound hardback book. Inside will be every detail of our considered, long-term strategy for your secure future, using our knowledge, experience and creative approach to establish solutions to suit your individual needs, enabling you to move forward confidently and in control.

Giving your personal finances and investments the attention they deserve is the lifeblood of what we do. You’ll get regular communication from us about your portfolio with comments about how your investments are performing and suggestions for improvements. We’ll continue to meet you on an ongoing basis to ensure your finances are managed in line with your changing needs.

Returns on investments and pensions can shift over time, and results can vary according to changes in interest rates, rules and regulations, or simply fluctuations in market preferences or worldwide demand. We keep on top of what’s happening with your investments ourselves, but also provide you with our myWealth app for you to monitor all your statements and accounts.

The figures only tell one side of the story – this is a chance to look back and reflect on the transformations in your day-to-day life. You may have started this process unsure of where you stood financially and what you wanted to achieve, but now you will know exactly what your goals are, and the steps you have taken to realise them. Our next meeting could be the most incisive yet.

Our annual report will provide you with everything you need to know, presented in an easy-to understand format. We’ll show you how your portfolio has performed over the year, where growth has been as expected or greater, and perhaps highlight where we need to make adjustments to ensure you stay on course.